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Your Money. Better termss
An informative look at the latest articles and advice on steps to become debt free. Empowering your financial freedom through education.
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Understand the Avalanche Effect vs. Snowball Effect When Paying Off Debt: A Guide to Making the Best Decision
Two popular strategies in the journey to becoming debt-free are the Avalanche Effect and the Snowball Effect. Here's how they work.
Negociate Credit Solution
Feb 116 min read
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How to Tackle Debt Like a Pro: The Ultimate Guide to Mastering Debt Management
Tackle debt like a pro and master the art of Debt Management by conquering debt like a pro. We explore practical tips and expert advice.

Negociate Credit Solutions - Lauren Heekes
Oct 3, 20244 min read
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1 comment


How to Strategically Maximise the Benefits of Debt Consolidation: A Professional Guide
To truly reap the benefits of debt consolidation, a strategic approach is key. This professional guide will walk you through the steps.

Negociate Credit Solutions - Liz Holder
Sep 10, 20244 min read
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Banish The Christmas Debt Hangover
Blowing your budget during the Festive Season, and paying it all back next year, is tempting when we’re trying to make it the best Christmas

Negociate Credit Solutions - Lauren Heekes
Dec 1, 20216 min read
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Advantages and Disadvantages of Payday Loans
Let's discuss the advantages and disadvantages of Payday Loans
Negociate Credit Solution
Sep 3, 20206 min read
179 views
1 comment


Here's how South African households are currently trying to save money
South Africans are worried about paying their bills amid the coronavirus crisis - and their household budgets are starting to reflect that.
Negociate Credit Solution
Jun 21, 20202 min read
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Avoid debt by planning better
How much is your debt actually costing you? By the time you add interest and fees payable, it’s probably a lot more than you think.
Negociate Credit Solution
Jan 7, 20194 min read
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The knock-on effect of our squeezed pockets
I am writing this column as therapy to recover from the shock! My tank now costs me in excess of R1 000 to fill.
Negociate Credit Solution
Nov 22, 20183 min read
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Young, broke and in debt - a tough life of taking out loans to repay other loans
Every time an unidentified caller rings, he fears a debt collector is about to hound him
Negociate Credit Solution
Oct 22, 20183 min read
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Have the courts made it easier for people to become over indebted?
The Western Cape High Court issued a judgement which set aside certain sections of the National Credit Act for the poorer population of SA.
Negociate Credit Solution
May 9, 20184 min read
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